Singapore’s HDB BTO Scheme: A Pathway to Affordable Homeownership The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Managed by HDB, the BTO flats are launched periodically, and buyers apply before construction begins. To apply for a https://hdbbto275435885.blog-a-story.com/19980324/hdb-bto-27-54